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AskTony Archive

This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

The author is paid for product endorsements and has an ownership or other financial interest in the businesses related to the topics covered.

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More information about AskTony column

This Web contains a collection of more than 1,000 columns written between 1995 and 2006 and published through online and print publications. New material was added after 2012.

This page contains  frequently asked questions and other information.

How is the adviser compensated?

"AskTony" is a free service and the adviser is not compensated directly for this service. The adviser is compensated for advertising and endorsing services provided through the network of OnlineAdviser Web sites and for professional services, endorsements, speeches provided in person.

Who is Tony Novak and how is he qualified to provide this service?

The adviser's  biography is available online with more information on background and experience.

Can my business sponsor AskTony or advertise on the site?

Yes, AskTony accepts sponsorship and advertising. Contact Tony Novak for more information.

Is Tony Novak available for seminars and presentations?

Yes. A list of more popular seminar and lecture topics is posted on the Community Programs page at or you may request a customized seminar for your group.

What is the difference between "OnlineAdviser", "OnlineNavigator" and "AskTony"?

The last "AskTony" newspaper column was published in 2006 but "OnlineAdviser" service continues to be offered on many Web sites. There is no longer any distinction in topics or target audience since both are dictated by the Web site users.

"OnlineNavigator" was added in 2011 specifically to address the flood of consumer questions about the impact of the Affordable Care Act.

Is the author available for individual consultation or speaking engagements?

Please contact Tony Novak directly.