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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

The author is paid for product endorsements and has an ownership or other financial interest in the businesses related to the topics covered.

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Address of consumer credit bureaus

originally posted: 09/20/2005  revised: 12/18/2010

Q: Who are the three major credit reporting bureaus and how do I contact them?

A: Equifax
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111

Experian
P.O. Box 2002
Allen, TX 75013
1 888 397 3742

Trans Union
P.O. Box 1000
Chester, PA 19022
1-800-888-4213

The three main credit reporting agencies operate independently and reports of accounts and credit scores may vary.

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