Comparing Golden Rule insurance
originally posted: 11/22/2006 reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email asktony@tonynovak.com.
Q: What is the difference between Golden Rule "HSA 100" and "Plan 100"? The Plan 100 is less expensive at the same premium but I see no difference in coverage.
A: Both plans provide 100% coverage after the deductible is met. The difference is in how the deductibles are calculated. An HSA plan must have one deductible for everyone under the policy. Most other insurance policies like "Plan 100" use a per person deductible. At the higher deductibles of $5,000 or more Golden Rule Insurance tends to be one of the lowest priced renewable insurance policies for healthy applicants available in most U.S. locations. Golden Rule Insurance is a UnitedHealthcare company. See the online services for pricing and enrollment details.
Summary
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